This page is for insurers, MGAs, brokers and aggregators who have outgrown spreadsheets and bolted-together legacy systems but cannot wait 18 months for a tier-one PAS rollout. Redian builds and integrates the full insurance technology stack — quote, bind, policy, endorsement, claim, reinsurance, settlement — and ships it in releases that finance and the regulator can both live with. We work with carriers in the UK and Europe, MGAs and MGUs in the US, brokers across India and the UAE, and digital aggregators and microinsurers across East and West Africa.
What it does
Insurance is a data business pretending to be a paper business. Most of the friction our clients describe — duplicate data entry between broker portal and PAS, claims teams chasing surveyors on WhatsApp, reinsurance bordereaux assembled by hand in Excel — comes from systems that were never designed to talk to each other. We replace, extend or stitch those systems so that a single submission flows cleanly from broker to underwriter to bordereau to claim, with audit trails the regulator will accept and analytics the actuary can actually use.
Typical engagements include greenfield policy administration system builds, broker management platforms, digital aggregator portals, claims management workflows, ML-based pricing and rating engines, and reinsurance placement systems for treaty and facultative business.
Where it fits
We are most useful in three places. First, mid-market carriers and composite insurers who need a modern PAS but cannot stomach the cost or timeline of a global platform — our PAS implementations typically ship core lines in 6–9 months rather than 18+. Second, MGAs, MGUs and brokers who need bespoke pricing logic, capacity allocation and bordereau reporting that off-the-shelf broker software does not handle gracefully. Third, digital-first players — aggregators, embedded insurance providers, microinsurers — who need to launch a product in weeks with mobile money, USSD or partner-bank integration baked in from day one.
Geographically, we deliver from hubs in Noida, Nairobi, Dubai, London and New York, which means regulator-aware delivery in IRDAI, FCA, NAIC, IRA Kenya, NAICOM and IA UAE jurisdictions without re-explaining the basics each sprint.
What we deliver
Across the portfolio, the recurring building blocks are:
- Policy administration — product factory, quote-bind-issue, endorsements, renewals, cancellations, premium accounting, commissions, document generation in multiple languages.
- Broker and intermediary management — onboarding, commission hierarchies, ledger, statement of account, broker portals with quote tools and policy servicing.
- Claims — FNOL through web, mobile, USSD or contact centre; surveyor and loss adjuster workflow; fraud flags; salvage and subrogation; reserve and settlement controls.
- Pricing, rating and underwriting — rule-driven rating engines for motor, health, property and bespoke commercial lines, plus ML pricing models for portfolios with enough loss history to train on. See our AI/ML practice.
- Reinsurance — treaty and facultative placement, cession calculations, claim recoveries, bordereau generation.
- Aggregator and embedded — multi-carrier comparison, single-sign payment, partner APIs for banks, telcos and retailers. Our InsureMe Kenya aggregator build is a representative example.
- Integrations — payment gateways, mobile money, KYC and ID, IRDAI/IIB feeds, IFRS 17 GL, claims fraud bureaus, telematics.
Why Redian
We have been building for regulated financial services since 2016. The company is CMMI Level 3 appraised and ISO certified, which matters when your CISO and internal audit teams need to evidence vendor due diligence. Across BFSI — banking, insurance, MFIs and SACCOs — we have shipped more than 200 production deployments, and the same delivery model and engineers move across both sides of the house. That cross-pollination matters: a bank assurance feature is a banking integration on Monday and an insurance product on Tuesday, and we have built both.
We staff projects with a mix of insurance domain leads, full-stack engineers, data scientists for pricing work, and DevSecOps. Where it suits the client, we run engagements as a global capability centre so the team is dedicated, badged and reportable, rather than a generic offshore pool.
Working with Redian
Most insurance engagements start with a two-to-four week discovery — current-state mapping, product catalogue review, integration inventory and a sprint-by-sprint delivery plan with regulator checkpoints called out. From there we can run as fixed-scope, time-and-materials or a dedicated capability centre. Get in touch for a discovery conversation, or browse our case studies to see how similar carriers, brokers and aggregators have moved from legacy stacks to platforms their underwriters and actuaries actually want to use.