The system at the heart of your insurer
A Policy Administration System is the heart of an insurance business. Every product, every endorsement, every claim runs through it. Most legacy PAS implementations were sold on a "configurable" promise that quietly required vendor consultants for every change. Our PAS is genuinely configurable — your product team launches new products without us in the loop.
Capabilities
- Product configuration without code — rules engine, rate tables, form templates, eligibility criteria. Your product team configures; we don't.
- Policy lifecycle — quote, bind, issue, endorse, mid-term adjustment, renewal, lapse, reinstatement, claim, run-off.
- Multi-currency, multi-jurisdiction, multi-language — one platform, many markets. Each policy carries its own currency and regulator context.
- Reinsurance integration — automatic cessions, treaty configuration, facultative placements, reinsurer accounting. Tight integration with our Reinsurance Placement System.
- Commissions & accounting — broker, sub-broker and producer hierarchies, reconciliation, statements, settlement.
- Statutory & MIS reporting — IRDAI, FCA, CBK, CBUAE-ready report packs and submission workflows.
- Customer & broker portals — self-service for direct customers and broker channel partners.
Coverage
Motor, health, life, travel, property, marine, liability, commercial lines, micro-insurance. Deployed for carriers, MGAs, MGUs and bancassurance partners across India, the UK, Middle East and Africa.
