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Redian Software
Banking solution

AML, ready for the regulator visit on Monday morning

Regulator-grade AML for banks and NBFCs — real-time monitoring, sanctions and PEP screening, CDD/EDD, SAR/STR filing. Live under RBI, CBK, CBUAE and FCA.

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CMMI Level 3 Appraised ISO Certified 200+ enterprises 5 regional hubs 9+ years of BFSI
Outcomes our customers see

The numbers we move.

Production benchmarks from real deployments — not vendor brochures.

  • 40+

    Standard scenarios

    Out-of-the-box + configurable

  • Daily

    Sanctions list updates

    Automated, audit-trail logged

  • 40–60%

    False-positive reduction

    Within first 6 months of deployment

  • 5+ regulators

    SAR/STR formats

    RBI · FIU-IND · CBK · FCA · BCEAO

What's in the platform

Capabilities, end to end.

A complete module list — designed to remove the gaps where vendor platforms typically leave you in spreadsheets.

  • 01

    Real-time transaction monitoring

    Configurable scenarios (structuring, smurfing, velocity, geography, dormancy). Behavioural baselining per customer segment. Real-time and batch modes.

  • 02

    Sanctions & PEP screening

    OFAC, UN, EU, HMT, OFSI plus country-specific lists. Daily updates. Fuzzy-matching with configurable thresholds. Dow Jones / World-Check integration.

  • 03

    CDD / EDD workflows

    Onboarding due-diligence, periodic refresh, enhanced due-diligence for high-risk segments. Document collection and verification workflows.

  • 04

    Case management workbench

    Single-pane investigator console with timeline view, document attachments, escalation rules. Designed for the actual analyst workflow.

  • 05

    SAR / STR filing

    FIU-IND, FINTRAC, FinCEN, FCA NCA, FRC and others. Regulator-format reports, scheduling and submission workflows.

  • 06

    Adverse media screening

    Third-party adverse media feeds with relevance scoring. Configurable categories (fraud, corruption, sanctions, regulatory).

Who deploys this

Built for the operating environments we know best.

We've shipped this platform across the most common patterns — find the closest fit to your operating model.

  • Commercial banks

    Tier-2 and -3 banks needing audit-defensible AML coverage under RBI, CBK, CBUAE or FCA scrutiny.

  • Microfinance & MFIs

    MFIs with rapid customer onboarding needing right-sized AML coverage — not enterprise-priced platforms with features they won't use.

  • NBFCs & digital lenders

    Non-bank lenders subject to AML regulation — needing real-time monitoring without the cost of a Tier-1 platform.

  • Cross-border banks

    Banking groups operating under multiple AML regulators — needing one platform, multiple regulator profiles.

  • Payment processors

    Payment companies subject to AML/CFT regulation across the corridors they operate in.

  • Insurance carriers

    Insurers facing AML obligations on life and investment products — claims, payouts and premium flows monitored.

Implementation

How a rollout unfolds.

Phased, milestone-driven, with parallel-run safety nets where regulators require them.

  1. 01Weeks 1–3

    AML policy review

    Current-state AML policy assessment, scenario inventory, regulator gap analysis. Output: written remediation plan.

  2. 02Weeks 4–8

    Platform configuration

    Scenario configuration, screening list selection, CDD/EDD workflows, case management setup, SAR templates.

  3. 03Weeks 6–10 (parallel)

    Data integration

    Customer, account and transaction feeds from your core (real-time API, Kafka, or batch file). Historical backload for baselining.

  4. 04Weeks 10–12

    Tuning & UAT

    Live data scenario tuning, false-positive analysis, threshold adjustment, analyst workbench training.

  5. 05Week 13

    Go-live

    Production deployment with named senior engineers on call. Daily standups with your AML team for the first 30 days.

  6. 06Ongoing

    Tuning cycle

    Quarterly scenario review, regulator-update absorption, list licensing renewals, new-regulator deployments.

Solution overview

In depth — how this platform runs.

The long-form view of capability, architecture and deployment model.

A regulator-grade AML stack

AML is where banks get fined hardest. The regulator doesn't care that your screening vendor missed a sanctions update or that your transaction monitor was configured by the previous CCO. Our AML platform is engineered to be the system that holds up under regulator audit — configurable scenarios, defensible alerts, complete audit trails.

What the platform delivers

  • Real-time transaction monitoring — configurable scenarios (structuring, smurfing, layering, velocity, geography). Behavioural baselining per customer segment.
  • Sanctions & PEP screening — OFAC, UN, EU, HMT, OFSI, plus country-specific lists. Daily list updates. Fuzzy-matching with configurable thresholds.
  • Customer due diligence (CDD / EDD) — onboarding due-diligence workflows, periodic refresh, enhanced due-diligence for high-risk segments.
  • Case management workbench — single-pane investigator console with timeline view, document attachments, escalation rules.
  • SAR / STR filing — regulator-format reports for FIU-IND, FINTRAC, FinCEN, FCA NCA, FRC and others.
  • Adverse media screening — third-party adverse media feeds with relevance scoring.
  • Audit trail — every alert, every disposition, every override timestamped and operator-tagged.

Regulator coverage

Deployed under RBI / FIU-IND (India), CBK / FRC (Kenya), CBUAE (UAE), FCA / NCA (UK), BCEAO (Francophone Africa), and equivalents. We update the platform when regulator expectations move.

Why Redian

What makes this platform different.

Independent reasons clients pick us over incumbents and over generic global platforms.

  • Regulator-audit ready

    Configurable scenarios, defensible alerts, complete audit trail. The platform has been through RBI, CBK, FCA and CBUAE audits — and held up.

  • Tuned for low false-positive rate

    Feedback-loop tuning workflow reduces false positives by 40–60% within the first 6 months. Analyst time saved compounds.

  • Multi-regulator from one platform

    One AML platform, multiple regulator profiles. Cross-border banks don't need a different system per country.

  • Investigator workflow first

    Single-pane workbench designed for the actual analyst flow — not a screen-grab of a database table.

Tech & integrations

What the platform talks to.

Open APIs, standard integrations, configurable from day one.

  • OFAC SDN
  • UN Consolidated
  • EU Sanctions
  • HMT (UK)
  • OFSI
  • Dow Jones Risk Center
  • Refinitiv World-Check
  • LexisNexis
  • FIU-IND STR
  • FINTRAC
  • FinCEN
  • FCA NCA SAR
  • Apache Spark
  • Kafka
  • PostgreSQL
  • Elasticsearch
  • Redis
  • Java
  • Python
  • scikit-learn
  • Kubernetes
  • AWS
  • Azure
Proof from production

A deployment that mirrors your use-case.

Real customer · real numbers · real go-live. Most of our work is under NDA — this is one we can share publicly.

BankingCanada (Toronto)

SuiteCRM with KYC Automation for a Canada-based Investment Bank

Client · Toronto-headquartered investment bank

  • −55%

    Onboarding time

  • 100%

    Digital KYC documentation

  • Audit-ready

    Regulator compliance

SuiteCRM with integrated KYC automation and DocuSign-backed digital signatures — cutting customer onboarding time 55% for a Toronto-based investment bank.

Tech stack

SuiteCRMDocuSignPrivate Cloud Infrastructure
Read the full case study All case studies
Frequently asked questions

Everything you wanted to ask before the demo.

Don't see your question? Ask us directly →

Which sanctions and PEP lists do you screen against?

OFAC SDN, UN consolidated, EU sanctions, HMT (UK), OFSI, plus country-specific lists (FIU-IND, FINTRAC, etc.). PEP screening via Dow Jones, Refinitiv World-Check or your preferred vendor — we integrate with whichever you have a license for.

How are transaction monitoring scenarios configured?

Through a rules engine that your AML team configures without engineering — thresholds, time windows, segments, geographies. We ship 40+ standard scenarios covering structuring, smurfing, velocity, geography, dormancy reactivation, and others. Custom scenarios are added through configuration, not code.

How do you handle false positives?

Configurable score thresholds, tiered review (analyst → senior analyst → MLRO escalation), feedback loops that tune scenarios over time. Most clients reduce false-positive rates by 40–60% within the first 6 months using our tuning workflow.

What about SAR/STR filing — what formats do you support?

FIU-IND STR (India), FINTRAC STR (Canada), FinCEN SAR (USA), FCA NCA SAR (UK), FRC CTR/STR (Kenya), and equivalents. We add new regulator formats as clients deploy in new jurisdictions.

Can your AML platform run standalone or only with your core banking?

Both. Standalone deployment ingests transactions from any core via REST APIs, Kafka or batch file. We've deployed standalone alongside Finacle, Flexcube, T24 and several in-house cores.

How fast can we onboard new sanctions lists or regulator changes?

Daily list updates are automated. New regulator-mandated rules (e.g., a new PEP category, a new SAR format) typically deployed within 2–4 weeks of regulator publication.

Still figuring it out? Tell us your operating environment and we'll send a tailored architecture and pricing within one business day.

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